Homeowners insurance is one of the most important insurance policies to have. Our homes and everything inside them are typically our most prized possessions and most highly valued assets. If these assets are not properly protected by insurance, the cost of replacing them can result in financial ruin. Insurance policies...
Facts About NJ Homeowners Insurance That Could Cost You Money
Homeowners insurance is a necessary expense for anyone who owns a home in New Jersey. Oftentimes when this type of insurance is purchased, the homeowner will either go with the cheapest option available or simply pick a policy without fully looking at exactly what is covered. The result of hastily...
Three Reasons Why Doctors Need Professional Liability Insurance
Doctors perform an important, necessary and invaluable function. They care for and heal unhealthy people on a daily basis. Unfortunately, doctors are also constantly at risk of being on the receiving end of a devastating lawsuit that can eradicate the practice that took years of time, effort, and hard work...
Five NJ Insurance Policies to Review in the New Year and Why
Annual reviews of NJ insurance policies are important. A simple review of a policy can alert the policyholder of issues such as over-coverage or under-coverage. Having too much coverage can result in the policyholder paying more money than is necessary and having too little coverage can result in excessive out-of-pocket...
4 Factors That Influence the Cost of NJ Homeowner’s Insurance Policies
Before purchasing homeowners insurance, it is important to understand how insurance providers calculate your coverage and rates. The State of New Jersey’s Department of Banking and Insurance (DoBI) is a great resource when it comes to researching the laws and regulations on what can and cannot be taken into consideration...
