Auto insurance in New Jersey is required by law, and the type of insurance you purchase will determine your premium amount and the coverage you will receive in case of an accident. Before buying an insurance, however, you must clearly understand which policy you need and how it will help...

Auto accidents leave you in a stressful state that nobody wants to go through. No matter how careful you are when driving, accidents occur and the best you can do is be prepared for them to minimize damages after the impact. Getting the right auto insurance to suit your needs...

Have you ever stopped and wondered how Insurance companies settle on a particular amount for you to pay every month? For your information, most of these factors have to do with you and your driving habits. With that said, here are the five key factors that affect your auto insurance...

Most people do not thoroughly read their car insurance policy before renewing it, even if their premiums have risen. However, spending a small amount of time assessing your coverage and deciding what you require can save you cash. Here’s some recommended ways to get lower auto insurance rates in New...

Did you hit a deer or another animal?  Did the deer hit you? Many people who have had accidents involving deers especially, and other animals, too wonder how their auto insurance rates will be affected. The good news is that this is not considered to be a collision claim –...

One of the worst scenes a vehicle owner can come out to find is that someone hit their car in a parking lot while they were inside. Many people wonder how their auto insurance policy will pay. But first — are you second guessing the auto insurance coverage you have? Take...

It can often be extremely challenging to navigate the diverse world of auto insurance policies. Many parties argue that full coverage is preferable no matter the scenario while others argue for the opposite spectrum of paying as little as necessary. According to Edmunds, “When it comes to auto insurance, you want to...

Most states have laws outlining the basic auto insurance coverage necessary to drive within the law. But, is minimum auto insurance coverage enough? As penalties for having no auto insurance are getting more severe, it is important to understand the law if you intend to operate a vehicle in the...

Many people think that auto insurance companies obtain the color of the vehicle from the Vehicle Identification Number (VIN) and use this information to help set the insurance rates.  This is simply a myth, since the color of the vehicle is not reflected in the VIN.  Your insurance agent will...